Stephen J. Masten, Principal & Founder
Stephen J. Masten is a seasoned executive with hands-on tactical execution of day-to-day Operations in the field of financial services. Stephen brings more than 18 years of financial services experience, and is responsible for the company’s commercial and government consulting practices. He is considered a strong leader with deep expertise in Business Transformation, Finance and Investments Advisory, Operational Readiness, and System Integration. Through strategy, business process, control optimization, technology, and/or people, Stephen has proven he can consistently deliver results that drive business value while executing strategies based on industry best practices.
Prior to starting Allegiance Advisory Group (AAG), Stephen was a Senior Director at Freddie Mac in Capital Markets, Strategy Execution, Finance, and Operations. Stephen’s career consists of clear and detailed understanding of Capital Markets products and how the investment process works from loan origination, servicing, securitization, trading and portfolio management, risk management and governance, data management and reporting, loan and securities accounting, and large system implementations across various enterprise architectures.
Specialties: Capital Markets Products, Securitization and Investment Process of transactional activity, data management, compliance, and reporting required supporting Mortgage Investments and Structuring, Debt and Derivatives, and Asset and Liability Management. Business Process Re-Engineering, Systems Implementation, Risk Management, Performance Measurement and Reporting and Client Relationships
As the Principal and Founder of AAG, Stephen relies on the company’s most critical assets: its leadership team and utilizing its employees as key members of success.
Mr. Masten has a Bachelor’s Degree in Business Administration – Finance and Accounting from The George Washington University.
Chad Evans, Managing Director (Business Strategy and Transformation)
Chad is an experienced financial executive and consulting professional who partners with client leadership to develop business strategies, design solutions and successfully lead initiatives and projects. Results consistently deliver significantly measurable improvements in client performance and high client satisfaction levels. Team leader with strong mentoring capabilities who develops highly functioning teams.
Prior to joining AAG, Chad gained over 6 years experience with Accenture’s Finance and Performance Management service line focusing on the needs of CFOs in organizations both large and small. Chad has client experience in the following industries: financial services, technology and telecommunications, consumer packaged goods, and automotive.
Chad has led an investment process assessment and design for a Real Estate Investment Trust (REIT) from trade inception through financial reporting. This work encompassed business process design, key controls identification and evaluation, and documenting a framework for future state architecture and technology platforms. Chad has also assisted in a Valuation process re-design and platform development initiative for Government Sponsored Entity (GSE) to ensure monthly execution in a timely and well-controlled manner. In addition, Chad led and conducted an operational readiness assessment prior to deployment of new Valuation platform conforming to requisite software development and business process controls.
Chad conducted process remediation work with Government Sponsored Entity (GSE) to alleviate material weakness and significant deficiencies from Valuation process impacting financial statements. Chad’s team worked with the client to develop and implement key and complementary controls against previously identified control gaps in the client’s Valuation process.
Chad led compliance audit reviews at mortgage servicing companies encompassing the gathering, analyzing, and evaluation of evidence to determine the effectiveness of servicer processes in implementing industry mandated guidance and regulations.
Specialties: Strategic Planning, Financial Planning & Analysis, Financial & Management Reporting, Project Portfolio Management, Business Process Re-Engineering, Systems Implementation, Control Design & Effectiveness Testing, Cost & Benefit Analysis, Risk Management, Change Management, Client Relationships, Mentoring.
Mr. Evans holds a BA in Economics from Bucknell University and an MBA in Finance and Strategy from the Darden Graduate School of Business at the University of Virginia.